Category Archives: Property Management
When you are looking for leased accommodation in a city like Hong Kong you would be affected by sky high prices. Indeed, leases that have high rates eat into your earnings. As such expenditure does not give you any return except a living of your choice; it increases your cost of living appreciably. Indeed, if you take a look at the different factors that affect the cost of living in world cities, it is the cost of accommodation that takes the bulk amount.
Plan for a home with minimal rent
If you are a working individual whose life is mainly centered on work, why spend thousands on a premier and posh apartment that you would hardly use? Though everyone loves to come back to a luxurious home, unless you can afford the same, it is best not to choose a rental property that forces you to live beyond your means. Make a realistic estimate of the amount you can spend on rent, and stick to the budget. This planning is essential before you approach property agents for a space.
Know what you want
Would you rather stay in a complex with amenities like a children’s playground or would you rather stay in a quiet neighborhood in a standalone home? Your choice will depend on whether you are a single, working individual, a family unit or a single parent. Hence, know what you would prefer and prioritize on and be willing to compromise on other aspects when looking for apartment rentals. That will help you find a place within your budget.
How to negotiate the terms?
While agents will have an initial price for rent, there is no hard and fast rule that you need to sick of that. There is always room for a discount and you can list your property http://www.click-prop.com.hk/contactussell.php to be obtained, even if it is a small amount. However, when you pay rent every month, even a couple of hundred will make a difference. Hence, push for a discount on the rental price as much as possible. It would be advisable to know what the current prices are for the kind of home or apartment, you are looking and what part of a city or area. When you are armed with such information, it becomes easier to bargain with a home owner or agent. Again, you might want to find leases from home owners directly that cuts down on the middleman’s rates. The above points will help you keep the main factors in mind when you are negotiating for a rental agreement. Once you have found the best deal, you can have the satisfaction of having balanced cost and living standards you aim for.
Gone are the days when people only began thinking of their retirement plans once they’ve hit their 50s. Now-a-days, the wise are those who think of it in their 20s and 30s in the very least. It’s because of the simple fact that unless you think of it, and plan for it, chances are that you might not be ready for your retirement when it rolls around. Here are 4 tips for you to remember when planning for it.
Keep yourself loan free
Everyone knows that in order to not have to worry in the future, it’s important that one learn to save while still making the money. But beyond saving, there’s something that can further lighten worries and make retirement more enjoyable—being loan free. In all honesty, if you take a look at those already retired, the most comfortable and happiest of them, are those who are free of commitments such as loans and other financial commitments. So along with saving, learn to live a loan free life as well.
Make wise investments
Those who plan early for retirement know how important it is to be conscious on what you spend on today; in order to be more stable in the future. Wise spending will not only help you save, and keep yourself off loans, it will also help you separate a little money to make a few worthy investments for the future. For example, Overseas property investment, if done properly, can be a huge benefit once you’ve retired. In fact, if you play your card right, you might even be able to use it to help you with today…!
Strengthen your body and mind
The scariest part about our life, is that tomorrow is never guaranteed for us. This is especially true if we are not of a habit of taking care of our body and mind. Apart from things like saving, spending wisely including overseas property for sale; it’s also vital that we strengthen our body and mind, not only so that we could enjoy our retirement, but also so we’d actually survive to see our retirement. It might sound a little daunting, especially while you are fit today, but it’s better than regretting it later.
Help surround your future self with memories; not regrets
Unfortunately, even if you’ve managed to do all of the above, there’s one thing that can still make your retirement a little difficult; and that’s regret. Most people now-a-days are so focused on the future, that they completely forget to live for today. Be with your family, experience new things, make new memories and eat everything that your heart guides you to! Trust us, your memories will always make a better companion to your retirement than your regrets ever could…